Here at CAL, we are employee benefits specialists. With a focus on companies employing 25-500 full-time workers, CAL has designed or restructured programs for hundreds of companies. Our team operates at the intersection of employee benefits, human resources, payroll and related technologies to simplify what can otherwise be a complex issue. We partner with the best insurance carriers, technology vendors and service providers to deliver the highest quality benefits with the perfect amount of options for your employees.
We take the time to understand your specific needs and use our expertise to source the best fit of coverage so you can provide your team with quality medical insurance plan offerings at an affordable value. Our advisors utilize outside benchmarking surveys to provide perspective and work with the top national carriers including Aetna, Blue Cross/Blue Shield, CIGNA, Healthnet, Humana, Kaiser, UnitedHealthcare, etc.
Does your team want four cleanings each year, implant coverage, orthodontic or unlimited benefits? Every company has its own “benefits DNA” and we can find a solution to accommodate your company’s specific requests. We enjoy working with traditional carriers as well as some exciting new ones. Carriers include Aetna, Beam, CIGNA, Delta, Eyemed, Guardian, Humana, MetLife, Principal, UNUM, etc.
Short-term and long-term disability plan offerings are vital to the financial security of everyone in your company. In addition, life insurance combined with voluntary buy-up life insurance is popular, affordable and easy to offer employees.
Voluntary coverage offerings are now simple to set up and administer using HR / Benefits technology. Options include accident, critical illness, hospital indemnity, life Insurance and pet Insurance.
We work with third-party administrators in order to design and implement these tax advantaged programs.
CAL offers compliance support for ACA, COBRA, FMLA, WRAP Documents, H & W 5500, SF HCSO and other programs.
Providing quality advice at the intersection of HR / Payroll technology and Employee Benefits is a valuable component of working with CAL. We evaluate the full spectrum of solutions, introduce you to our partners and assist in matching your specific needs with the right HR technology. Some of our recent HR management software partners include ADP, EASE, Gusto, Intuit, Kronos, Namely, Paycom, Paylocity, Paychex, Rippling, SurePayroll, Sage, Square, Trinet, Ultipro and Zenefits.
Once a benefits package is selected, we assist in communicating the program to your employees and their family members. In addition, we’ll build custom branded benefits brochures and host question and answer meetings to help share plan details.