Date 1Cyril Anthony Lagomarsino founded CAL Insurance and CAL Realty at 515 Frederick Street in San Francisco, across from Kezar Stadium.
Date 2CAL wrote first property and casualty insurance policy.
Date 3A young Clayton Hauge joins Cyril as a partner.
Date 5Scott Hauge, son of Clayton Hauge, came into the agency with a two-part plan: grow the agency account by account and acquire other agencies.
Date 6Clayscott Insurance Agency, Inc., was established.
Date 7Clayton Hauge retired. Scott purchased CAL Insurance & Associates Inc. from Paul Zavagno, bringing the agency back into the Hauge family.
Date 8CAL moves to its new location at 33rd. Avenue and Taraval Street in the Outer Sunset District. The same year, CAL launches its Benefits division.
Date 9Joe DeLucchi started his career with CAL.
Date 10CAL creates and launches the Golden Brew Program for breweries and brewpubs throughout California & Arizona.
Date 11Joe DeLucchi purchased CAL Insurance.
Date 12CAL launches Private Client Services division for successful families.
Date 13Innovative strategies set in motion to serve clients for the next century and beyond.
Date 14Private Client Services expands to a team of five.
Date 15Diane Beatty formally introduced as the first female Principal & Shareholder in CAL history
When Cyril Anthony Lagomarsino first opened CAL Insurance & Associates in 1927, the city of San Francisco was just modernizing its gas street lamps to electric lights and Model Ts were just beginning to back up at Van Ness and Fell. (CAL stands for Cyril Anthony Lagomarsino, not California). Much has changed since then, but some things remain the same: San Francisco is still a modernizing city with a lot of cool cars and CAL Insurance remains as an independent insurance advisor committed to personalized insurance planning.
Whether it’s a Model T or a Tesla, on the East Coast or the West Coast, CAL Insurance advocates for rock solid insurance solutions. We bring more than 90 years of experience to advising and creating comprehensive protection for individuals and families with ample resources.
Today, CAL is quick to innovate to address clients’ modern needs, however we stay committed to remaining privately owned. Our independence, plus decades of experience, allow us to provide insightful, transparent risk management advice with a refreshing dose of personalized attention.
Privately owned and proud:
Our independence is not something we take lightly. In fact, it’s the cornerstone of how we work and what allows us to serve our clients best.
One of the biggest benefits of being Privately Held is that we are not impeded by layers of red tape to resolve issues important to you and our organization.
Instead, we move with agility providing each client with direct access to their advisory team.
CAL Core Values
We are team players
Being a member of the CAL team means we have each other’s backs. CAL provides the resources and guidance, and each member of the team provides the know-how and personality. Together, we set everyone up for success—and we have fun while doing it.
We treat everyone with the utmost respect
At CAL, we believe respect is king! Because everyone deserves it. This value is paramount among our colleagues, clients, and our strategic partners. We all come from different experiences and different backgrounds, and we see those differences as a strength we can all learn from. No matter the situation, clients and their trusted advisors can always count on the CAL team to be professional, responsive, kind, and courteous.
We deliver an extraordinary client experience
When it comes to our clients, we are truly advisors that represent them—not the insurance company. We do not take shortcuts rather we take extra time & care to make sure our clients have a “10+” experience that is not just ordinary, but extraordinary.
We work smart and achieve excellence
The saying “Work smarter” truly applies to us. We invest in technology that helps our colleagues and clients improve efficiencies. We know that by using these tools and creating collaborative relationships both internally and externally, we are able to achieve and deliver more. When we work together, we deliver peace of mind and set the standards of excellence.
We seek innovative solutions
What works for one client may not work for another. Instead of offering the same old solutions across the board, we challenge ourselves to seek new ways to provide value and bespoke solutions. We encourage our clients to consider alternatives to “the way it’s always been done” so we can deliver better outcomes.