Christina Richardson and the CAL Insurance team have been exceptional in servicing our insurance and benefits needs. Christina goes way above and beyond in helping me but more importantly, she has also fielded calls from our staff and their dependents when needed. She is available, she is responsive and most impressive, she knows our account and staff members, many by name. She and the CAL Insurance team are a trusted partner that we rely on.
Todd Henry, Associated Lighting Reps Oakland
CAL Insurance has always been wonderful to work with. I do not know of another highly informed team to be as patient, understanding, caring, and prompt to answer questions and guide clients towards the most appropriate coverage for their needs. There is no question too big nor small that their friendly team has not been willing to answer. You cannot beat the service and personal attention that they provide when it comes to ANY insurance need. I will continue to use them for all my business needs and highly recommend giving them a call if you have any questions or uncertainties about your coverage.
Linda Kuo, Principal at Piedmont Spa
I’ve had the pleasure of working with Joe DeLucchi & his team at CAL for the past several years. CAL is not your typical “insurance brokerage”. Joe's team is a group of “insurance advisors and partners” with real and practical subject matter expertise - and the difference is material. As our company scales & grows, we need an advisor that can navigate the complexities of the corporate insurance world to keep up with the needs of the business. Joe & CAL simplify those complexities for my team.
Daniel Chang, General Counsel, Chief Compliance Officer, Splash Financial
The team at CAL is “A” quality and always looks out for my best interest. I am comfortable and confident they will follow through on every commitment they make to me.
Walter, Arizona
Your team is fantastic and you are incredibly responsive. I am constantly updating our wine collection and you are responsive and reliable.
Jason, CA
We value responsiveness, and it feels like this kind of professionalism is becoming more rare. It is not taken for granted how responsive the CAL team has been, particularly during our NY condominium claim. Diane was right there with me through it all.
Alyson, New York
Christina is a gem! I am a team of one, so she is truly a partner in my workflow and day-to-day job duties. She is a subject matter expert and a business partner that supports execution and engagement and facilitates open enrollment and employee inquiries on their benefits in my absence. Christina also does her due diligence in supporting our payroll department and is available should there be questions about compliance with our benefits. I highly recommend her and the company.
Michael Rivera, Human Resources manager
I had the privilege of working with Christina when I joined my current firm last year. As a new member of my firm’s admin team, I can’t express how appreciative I was—and still am— for the generous and professional help I received from Christina. She made my job so much easier and helped me tremendously with getting up to speed because her instructions are very clear and precise. Another unmatchable service that Christina offers is her responsiveness. She always responds promptly and is on top of things. She is extremely knowledgeable in her field and generous in sharing her knowledge, and I am very thankful for Christina’s continuous strong partnership and support! Thank you for being there for us, Christina!
Tan Tan, E&M Mayock, Immigration & Nationality Law
We have been relying on CAL for several years, and their staff has proven to be professional, competent, and courteous. When we were engulfed by the wildfires last year, Diane Beatty and her team became instantly engaged and supportive. When we filed a claim, they represented our interests and were instrumental in reaching a good outcome. They were impressive.
Max B., Private Client, California
Marc and CAL have kept us safe and covered for half a decade. As a small business, we have no idea what products are available in the insurance market. Marc has helped ensure we get exactly the coverage we need at the best rates out there.
Michael Charley, Co-Founder, Sunski, San Francisco
I've been working with Diane Beatty at CAL Insurance for more than ten years. It is so comforting to know that I have someone on my side making sure all my insurance needs are met. Diane and her team are true professionals and are always looking to improve our services. Recently we bought a new home, and Diane provided us with a new policy that exceeded our old portfolio at a better price. Diane knows that we have expectations of premium products that give us protection and peace of mind. I have never had to wonder about our coverage and when I need something they are ready to solve problems. We love our relationship and Diane is why we are CAL Insurance clients!
Kathleen O., Private Client, Pennsylvania
I've been working with (Diane Beatty in) CAL's Private Client Division for several years and working with (her/them) is as great as you would imagine private client level service could be. When you need help with your liability insurance, you usually need it now, and Diane (they) have never disappointed me. They usually respond within minutes, with exactly what I need to know. I know what the typical insurance agent relationship is like. Trust me, CAL's Private Client Division is not like that at all. You will be delighted!
Richard D., Private Client, California
I came to Stafford Jacobs several years ago as I needed help making sense of my various insurance coverages collected over the years. Stafford did a full review of my situation, which had changed significantly, since many of these policies were put in place due to my growing family. By working with Stafford and the CAL Insurance team, I was able to consolidate my insurance in one place and now have far greater confidence that my insurance coverage is sufficient. Stafford and his team are always prompt to return my calls and emails, which is important to me and a pet peeve of mine. A recent situation arose that required a lawyer and Stafford went above and beyond to make sure the situation was handled appropriately. I couldn't recommend him enough!
J. Adams
I am glad I chose Joe DeLucchi as our insurance consultant, advisor and partner. I have worked with many insurance brokers, but working with CAL is unique and different from any experience I've had in the past. My CAL team approaches insurance products and risk management differently. They are easy to work with, easy to understand and Joe is extremely responsive.
Graham Chernoff, President, Cumberland Holdings, California, Oregon & Washington
Marc Dorneles has been an incredible insurance advisor for my family’s personal property and liability insurance needs. We’ve had our coverage with him for many years. He has always been thorough, detailed, attentive to our needs and has delivered meaningful improvements and service consistently. It’s a genuine pleasure having him as a resource, and we highly recommend him without reservation for any property casualty insurance needs.
Dr. Mazan and Pamela Rabadi, New York
Diane Beatty has been a friend and my insurance agent for many years. Even though I reside in Virginia and she is in California, I get outstanding service. Diane has always been so responsive and I appreciate that very much. It is also very important with insurance because the times you call are when you need something.
Chris S., Private Client, Virginia
After a frustrating experience with my previous broker (at a large national company), I was referred to Marc Dorneles by a colleague. Marc was very hands-on, and I quickly decided to move all business insurance over, which included general liability, umbrella, workers compensation, and errors and omissions. I found their service more than met my needs, so I followed up later that year and moved our health insurance policy over as well. Even as our business model shifted and our needs changed, Marc was very helpful and understanding when specific policies needed to be moved to specialty brokers while we continue to have Marc handle the bulk of our needs. He is extremely knowledgeable and professional, and I value him as an important partner for my business.
Matt Silverman, designer, animator, director & entrepreneur, San Francisco
Joe and his team at CAL have been a great asset to Ideal over the past decade. Joe is quick to respond to any issues and provides a variety of answers and options in his network. His team is always prompt and caring with any request we have and they're truly an extension of my own team.
Jackie Carpenter, CEO, Ideal Restoration, Inc., San Francisco
Having been Marc’s client for many years, we have been extremely happy with the outstanding service he provides, which exceeds any prior experience. Of particular note was his willingness to go the extra mile to make us feel confident that we had achieved the best overall situation possible for our insurance. Whether that be from a claims handling, policy changes, or pricing standpoint. We highly recommend him without reservation. Knowing Marc, he will not disappoint and will likely exceed your expectations.
Saul G. Peralta, Brooklyn, New York
Diane Beatty is such the consummate insurance expert that wherever her professional trajectory has propelled her—from the East Coast to the coast of California—I have followed. The process of changing insurance companies and policies can be daunting and difficult. I have willingly done it multiple times over the past decade just to guarantee that Ms. Beatty would continue to be our agent knowing that in her care, our family’s needs would be best protected. Deciphering insurance-speak can be as challenging as learning a foreign language, yet Ms. Beatty's capacity to clearly translate and communicate information, provide expertise and guidance, and offer timely accessibility, keeps me a HUGE fan and grateful client.
Grace, Private Client, Virginia
After over a decade in the insurance industry I was looking to align with an agency that shared my desire to build strong, lasting professional relationships within the company and with our clients. CAL has exceeded all of my expectations and I couldn’t be happier to be part of the CAL Team.
Lisa Petty, Private Client Advisor at CAL
I love that I can turn to my teammates for a good laugh or guidance with a difficult insurance problem. There are so many reasons to want to be a part of the CAL family. Great benefits package, casual dress code, proximity to the beach, free parking, but the best reason is the people.
Pat Coleman, Account Executive at CAL

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